Terms of Use

This website is intended primarily for employers offering benefits through, and participants and retirees (and their eligible dependents) of, the Michigan UFCW Unions and Employers Health and Welfare Fund (the "Fund"). Use of this website is subject to the following Terms of Use. By proceeding and using this website, you acknowledge acceptance of these Terms of Use.

The Board of Trustees of the Fund has made this website available to you in order for you to gain easier access to information about your plan and/or benefits. However, information on this website does not supersede the official plan documents, rules, and regulations, which are subject to change. Only the Board of Trustees has the authority to interpret the Fund's governing documents and your rights can only be determined by the Fund's governing documents. The information on this website is not intended to be used as the sole basis of any eligibility or benefit related decision. You cannot claim any benefit, file an appeal, or file a lawsuit against anybody based on your reliance on anything contained on this website. If you require a formal determination about a critical benefit issue affecting you, your inquiry should be directed in writing to the Administrative Managers at the Fund.

The material and information provided through the website is for informational purposes only and is not intended to be an authoritative or binding presentation of the official rules and regulations of the Fund. Nothing contained on this website is meant to interpret, extend or change in any way the governing documents of the Fund.

You may use the website only for lawful purposes and in accordance with these Terms of Use. You agree not to (i) use the website in any way that violates any applicable federal, state, local or international law or regulation (including, but not limited to, any laws regarding the export of data or software to and from the U.S. or other countries), (ii) engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website, or which, as determined by the Fund, may harm the Fund or users of the website or expose them to liability, (iii) use the website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the website, including their ability to engage in real time activities through the website, (iv) use any robot, spider or other automatic device, process or means to access the website for any purpose, including monitoring or copying any of the material on the website, (v) use any manual process to monitor or copy any of the material on the website or for any other unauthorized purpose without the Fund's prior written consent, (vi) use any device, software or routine that interferes with the proper working of the website, (vii) introduce any viruses, trojan horses, worms, logic bombs or other material that is malicious or technologically harmful, (viii) attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the website, the server on which the website is stored, or any server, computer or database connected to the website, (ix) attack the Website via a denial-of-service attack or a distributed denial-of-service attack and (x) otherwise attempt to interfere with the proper working of the website.

NEITHER THE FUND NOR ITS EMPLOYEES, OFFICERS, AFFILIATES, BOARD OF TRUSTEES OR OTHER RELATED ENTITIES (COLLECTIVELY, THE "FUND PARTIES") WARRANT THAT ACCESS TO OR USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT DEFECT IN THE WEBSITE WILL BE CORRECTED. THIS WEBSITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY WEBSITE-RELATED SERVICE, ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY OF INFORMATION, QUIET ENJOYMENT AND TITLE/NON-INFRINGEMENT. THE FUND PARTIES SPECIFICALLY DISCLAIM ALL LIABILITY FROM ERRORS OR OMISSIONS IN, OR THE MISUSE OR MISINTERPRETATION OF, ANY INFORMATION OBTAINED THROUGH THE WEBSITE. THE FUND PARTIES DO NOT MAKE ANY REPRESENTATION OR WARRANTY REGARDING THE WEBSITE'S ACCURACY, COMPLETENESS, SECURITY, QUALITY OR RELIABILITY, INCLUDING WITH RESPECT TO THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED ON THIS WEBSITE.

IN NO EVENT WILL ANY FUND PARTY BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS WEBSITE AND HYPERLINKED WEBSITES. THE FUND PARTIES DO NOT WARRANT THAT FILES AVAILABLE FOR DOWNLOAD WILL BE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER DESTRUCTIVE PROGRAMMING. YOU ARE RESPONSIBLE FOR IMPLEMENTING PROCEDURES SUFFICIENT TO SATISFY YOUR NEEDS FOR DATA BACK UP AND SECURITY. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE AND OF THE INTERNET.

The Fund will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website or any services or items obtained through the website or to your downloading of any material posted on it, or on any website linked to it.

By use of this website, you agree to indemnify and hold harmless the Fund Parties from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses (including reasonable attorneys' fees) relating to your violation of these Terms of Use or your use of the website.

Links to other third party websites are contained on this website. These links are offered for your convenience and do not constitute an endorsement of those websites. The Board of Trustees does not assess the suitability of, or give any assurance about the potential value of any opinions expressed or the information contained in, any third party links referenced on this website. No Fund Party shall be liable for any transactions you conduct with third parties or any liability arising from the representations or information provided on any such third party websites. If you decide to access any of the third party websites linked to this website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

All contents of this website and these Terms of Use are subject to change without notice. Any change or modification will be effective immediately upon posting and your continued use of the website means that you have agreed to accept any changes or modifications. You should, therefore, periodically visit this page to review the current Terms of Use, so you are aware of any such revisions to which you are bound.

This website contains information of a general and educational nature about your benefit plans and issues relating to your benefit plans. This website does not contain any medical, legal, tax, financial planning or any other form of professional advice. The Board of Trustees encourages you to make appropriate use of medical, legal, tax, and financial planning professionals in helping you to make prudent decisions regarding the use of your benefit programs.

The data contained on this website is proprietary to, or properly licensed to, the Fund and may not be copied, reproduced, duplicated, modified, distributed or disclosed without the written approval of the Fund. However, you may download materials on any single computer for your personal, noncommercial use. Improper access and use of this website is strictly prohibited and may subject an unauthorized user to criminal and civil penalties, including indemnification of the Fund for loss or damage caused by unauthorized use.

Any delay or failure on the part of the Fund to enforce any rights under these Terms of Use to which it may be entitled shall not be construed as a waiver of the right and privilege to do so at any subsequent time.

You are responsible for changing your username and password upon entering the system for the first time. You are also responsible for safeguarding and maintaining the secrecy of your username and password at all times. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to exit and log out from your account at the end of each session.

The Fund reserves the right, in its sole discretion, to terminate your access to all or part of this website, with or without cause, and with or without notice. In the event that any of the Terms of Use are held by a court or other tribunal of competent jurisdiction to be unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary so that these Terms of Use shall otherwise remain in full force and effect. These Terms of Use constitute the entire agreement between the Fund and you pertaining to the subject matter hereof. Certain provisions of these Terms of Use may be superseded by expressly designated legal notices or terms located on particular pages within this website. In the event of any dispute or claim relating to the website or these Terms of Use, you agree to resolution of such dispute in the state or federal courts located in Milwaukee, Wisconsin in accordance with Wisconsin law. Any cause of action brought by you against us or our affiliated parties must be instituted within one (1) year after the cause of action arises or be deemed forever waived and barred.

Disclosure of Personal Data

Information that you provide or that we collect about you, in connection with your access to and use of the website, is subject to our Privacy Policy, the terms of which are hereby incorporated into these Terms of Use by reference. Without limiting the foregoing or the Privacy Policy, you agree to the disclosure of personal data concerning yourself or any dependent (including but not limited to your social security number, medical treatment and other medical information, name, address, age, date of birth, and credit card or other billing information) to the appropriate health care service provider, your employer's health care benefit administrator staff, health insurance payors and claims processing personnel for the purpose of processing and/or paying your health care benefit claims.